Man And Van Removals: Insurance Part 2
With Van Insurance you have to make sure that you have the right policy for your occupation, so if you are in man and van business or removals, they need to know that you are just in case you require tools to be covered whilst the vehicle is stored, or if you are a courier, to also make sure that you have sufficient goods in transit cover.
Vehicle livery on commercial vehicles generally is not covered by your regular insurance policy. Should you have an amount of signage on your vehicle and you are involved in an accident, the insurance company will only pay for the damage to be repaired and not the signage. So, when getting a Van Insurance quote either online or offline, make sure that you have things like sign writing covered, plus the goods or tools you are carrying in your vehicle.
Depending on which type of vehicle you have, and the type of cover you require, will dictate which company will give the better price either online or offline. So, always make sure you give the exact and correct details to each broker when achieving a quote. As a man and van company you need to disclose all information; failure to disclose information can render your policy invalid, and with new legislation in effect, the insurance company does not have to notify you if your policy elapses for any reason.
Set out below are the different classifications of commercial vehicles, select the type of vehicle you need information on, and we will endeavor to give you some helpful guidelines.
Van removals Insurance is split into two groups, small Van Insurance and Light Commercial Vehicle Insurance – which will cover up to 3.5 metric tons. Any commercial vehicle over 3.5 tons is now classed as a LGV – or Light Goods Vehicle, then the next step is a HGV,heavy goods vehicles.
This article is brought to you by Man and van London
About Man and Van service:
This service is charged per hour and is suitable for medium size domestic removals where the customers are ready and capable of loading and off-loading the goods themselves.
Please contact them to discuss your specific needs and they will assist you with an estimate for completing your move in the shorted time possible and in the most cost-effective manner.
Chargeable time is calculated from the arrival time of the driver at the address and range from £30 per half hour, with a 2-hour minimum booking.We also do man and van London,man and van Upton Park,man and van Leyton,man and van Leytonstone.